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by R. Martins

It is absolutely imperative that you insure the home you live in, rented or bought.
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For what reason, you might ask?

The sheer size of the financial investment in one's home sets it above all the rest.

There is no arguing the fact that this investment has got to be protected.

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Even more surprising is that insurance companies have a list of things they determine to be acts of God.

Similar to HO-1, HO-2 is a limited policy in that it covers specific portions of a house against damage.

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